Photo courtesy of Thomas Hawk

Jen and I use a gas card to purchase well…..gas. It’s one bill that is paid off each month. Before discovering Dave Ramsey we paid more than the minimum, but always carried a balance. The debt rose to $3,000.00 or more….so we paid it off and simply purchase and pay the end of the money.

We received a jaw dropping letter from the card carrier today. It was a check for $1,200.00! We were invited to deposit the check to use anywhere we wanted. The card company would process a $60.00 check fee and the $1,260.00 would be added to our account. Sorry. No thanks! We buy gas and nothing but gas. Thanks, but we don’t need an added $1,260.00 at +21% interest.