I had a ‘come to Jesus’ evening a few weeks ago only it was not Jesus. It was Dave Ramsey. It was at a Friday night financial class that my church was offering that I had come face to face with the denial. My wife and I needed financial advice. I was not sure what to expect. I certainly did not expect to see a stack of Dave Ramsey books next to another stack of work books by the same author. But there it was. I had no inkling to leave. No desire to make it a one trip gathering. No desire to allow my wife to attend alone. I had come face-to-face with the pain of owning up to my spending. The Dave Ramsey way. So starts this journal. The leaders of the group have asked us to be held accountable to some one. I don’t ask that you hold me accountable. I plan to share my often bizarre thoughts on my own spending habits and the course of correction that my wife and I have taken. Heck, she may even have to break into the blogosphere and become a contributor. Until then, bookmark us for a good laugh every now and then.